I was trying to deposit money into someone’s account and was told that if I didn’t have an account with BOA then I can’t deposit cash. If was suggested that I get a money order or open an account and wire the money to the account.
avarweth: I started working this summer at a company that banks with Chase. I have to show ID to make a deposit into the business account. I find that odd, too, but apparently it’s necessary in this day and age.
Apparently I’m not on the account, but listed as a courier or some such for the account. One day, there was a snafu where I didn’t show up as an authorized depositor and they weren’t going to let me deposit cash into the account.
So it’s not just BoA.
KSSLR: You probably just caught the wrong teller on a bad day. Call the 1-800 number and complain.
cheshirelaugh: The block wire transfers from other-than-BOA accounts?? That makes no sense.
xixxi: This isn’t true, at least in the Ba’s in Colorado. I live in Canada and family has deposited cash no problem.
torpedomon: This is a common practice. Generally you are not allowed to deposit money into any account that isn’t yours. I know, they allow it sometimes (it sounds like usually) for existing customers, but if the account you deposit to goes south, they can get back with the existing customer. If you don’t have an account their, though, quit screwing around with somebody else’s account.
standardize_human: What if I just dropped cash in the overnight depository in an envelope with the full name and account number that I wanted it deposited into.
mr18inches: Another reason why average consumers should never use large banks like Bank of America/Wells Fargo etc.
Plenty of smaller banks/online banks offer free usage for non-network ATMs btw.
Talented artist turns bank note into the $5 ‘Bill’ Murray